2025 Roth Ira Contribution Limits Phase Out

2025 Roth Ira Contribution Limits Phase Out. You can leave amounts in your roth ira as long as you live. The roth ira income limit to make a full contribution in 2025 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.

Here’s how the 401(k) plan limits will change in 2025: The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older.